independent oil / gas entrepreneur case study

hello clients, prospective clients, and business alliance members.  throughout my time investigating the independent oil / gas market in midland, it appears that some psychological barriers have become breached again.  our community has truly embraced the boom with telltale signs:

• pharaonic civil projects
• inequitable and inadequate city service infrastructure
• capital splitting real property and production inflation
• over-sized trucks with even larger homes and exhaust pipes.

many pundits call the telltale signs progress, and the gold standard always sought after at any means, growth; however, rather than argue that nuanced case, we should dissect an oil / gas entrepreneur fully deep into oil / gas activity.

meeting with a middle age fellow, say fred fellows, over time revealed a common asset / liability management strategy.  fred's strategy involved stacking chips fully deep into working interests.  although he created significant profits with some equally gripping losses, his risk profile appeared imbalanced towards asset yield.

once fred and his retained financial counsel blueprinted his exit strategy, they envisioned his family's legacy and designed his pension.  rather than double down on working interests, he considered taking profits or losses where appropriate and pivoted resources shrewdly.

his strategy included additional asset allocation into more stable royalty interests as well as other financial instruments.  we pruned profits away from 100% working interests, reduced overall asset portfolio volatility, and stabilized cash flow.  understanding his overall risk profile required an independent mindset with collaboration, intense thought, and intelligent execution.

as in fred's case, like all cases, we must always look around the corner.  structuring his enterprise vision well ensured a road map to provide legacy capital for many generations.  cash flow sources will affect not only his future lifestyle but provide unimaginable opportunity down the road.  his tax attorney joined our party and maneuvered the estate tax challenges with gusto! 

beyond the next seven generations, we designed his own custom-tailored pension that can avoid outliving income and cover uninsured healthcare expenses.  focusing on future income and healthcare liabilities anchored his asset portfolio and developed a robust foundation.  why worry about beating a market index when you can engineer a lifetime guaranteed income benefit?

for instance, fred invested $500,000 and created a meaningful income benefit with a properly designed income annuity.  we engineered the guaranteed income stream to create over $55,000 per year within ten years for life.  although his income benefit will total over $1.00 million, he simply cannot walk away with that lump sum amount.

he must use the accumulation value for a lump sum distribution; moreover, his income annuity represents his own particular situation around age 60.  you should consult proper tax counsel as necessary, and yes, not all income annuity contracts remain equal.

most individuals desire predictability and guarantees.  the lump sum placement only comprised 25% of his entire portfolio but provided guaranteed cash flow and piece of mind!  additional profits could increase the income benefit or go elsewhere to satisfy his holistic needs. 

fred's pruned oil / gas asset portfolio avoided a fully deep position.  volatile market swings can reward monetarily but may also punish market players with inconsistent cash flow and poor health. 

our financial instrument choices did not not amplify volatility but secured principal with affordable, attractive, and beneficial options.  he also invested in a extended care insurance combination solution with a life insurance structure.  we repositioned 250,000 and generated a meaningful death benefit solution with tidy coverage against uninsured healthcare expenses.

we did not choose a premium-based extended care policy since he had assets that he repositioned profitably.  his risk management process required foresight and deliberation with no shortcut toleration.  we utilized a customized, holistic asset / liability management approach.

nevertheless, fred fellows desired maximum enjoyment regarding the benefits of ownership.  he can always break his back, but at the end of the day, he can pivot and change his direction without much fuss.  besides, why risk your health wellness, right?

mendez & co. financial counselors maintains that the case study does not fit all cases, especially in the nuanced oil / gas market.  seek out professional financial counsel and blueprint your exit strategy, envision your legacy, and design your pension!

...you can count on my professional judgment, my resource access, and my practical counsel...

salvatore cantale - cheers to a mentor

hello clients, prospective clients, and business alliance members.  just viewed an extraordinary clip from an undergraduate finance mentor who helped me swing out three more senior year hours.  we modeled the rjr nabisco deal comparing the management and private equity offers utilizing fundamental cash flow scenarios. 

his cash flow instincts influenced my valuation systems, and it appears that we share the same ethical compass to this day.  a honed, disciplined financial modeling approach has guided my corporate finance decision-making process since college; moreover, it has positively influenced and shaped my asset / liability and strategic risk management experience.

as the speech progressed, and salvo got more into it, his jokes started cracking me up all over again.  enjoy and cheers!  my clients, prospective clients, and business alliance members thank you kindly for your mentoring energy salvo...

http://tedxlausanne.org/salvatore-cantale/

Salvatore Cantale

Professor of Finance at IMD

A new approach to finance

Salvatore Cantale

The current global financial crisis represents a major threat to stability and the wellbeing of huge numbers of people. Some blame the greed of the banking sector. But what are the deeper underlying causes?
Salvatore Cantale is a professor of finance and an advocate of the role of finance in value creation, who himself started his career as an investment banker. In his talk, he makes the complex plain and proposes some new approaches to finance as potentially promising solutions.

father and son time on friday - minimal commerce

hello clients, prospective clients, and business alliance members.  focusing more on emotional health development definitely pays off and warrants coordinated attention.  this practice fits into a client-centric, concierge health + financial wellness program.

rather than focusing exclusively on money awards, corporate human resource departments must permit scheduling fluidity and facilitate user-definition.  in layman's terms, the statement means ease up on employee time control.  extra monetary awards work generally well, but what about taking a traditional workday off consistently to experience quality family time? 

nearly every friday, blaine, our 21 month old son, and i enjoy our time together.  we have a late-start morning feeling the warm sun pour through the window.  timed-set coffee from last night fills the kitchen air, as we prepare our morning. 

with a quick diaper change, we head off to his playroom, usually a milk cup in hand, and just hang out.  he will tell me when he wants some breakfast, or sometimes, he just has to sit down at the table.  we enjoy our healthiest breakfast all week with oatmeal, flax, fruit, laughter, and sunshine. 

we may leave for the office or take turns saying hello around the partition between the solarium and his playroom.  a business-funded desktop computer sits outside his playroom, which often doubles up as his multimedia toy.  integrating business tools into the work and home environment pays dividends through flexibility but requires discipline knowing when to turn it off. 

when we pull into my office's parking garage, his amazement follows the light rays as they dim out with the closing garage door.  he loves walking on his own and insists that he walk to the door.  his insistence needs a minor push when we get to the elevator, but he enjoys the gravitational push. 

watching my son conquer his fear with the elevator over a time lapse makes me feel confident.  we both took on something together difficult, but when it came down to deliver, he did it alone.  his self-reliance and mental fortitude training will affect his future lifestyle as much as a trust fund, if not considerably more.

eventually, we head back to the house and get some lunch before nap time.  my wife and i have a shift change sometime after nap time.  time to go back to the office and close down.  

feeding his global perspective, we often talk about his peers in palestine, lebanon, syria, and subsaharan africa.  without detailing violence committed against his peers, we talk about each child as an equal with a name and loving family.  foreign affairs take new meaning when evaluated through your child's eyes.

create enjoyable quality family time!  you often do not get a second chance...

a truly global client experience

hello clients, prospective clients, and business alliance members.  the mobile entrepreneur concept combined with a social entrepreneur agenda embodies our commercial future; moreover, when you place people and planet over profits, you create a sustainable winning combination.

with mobility and a social conscience, you can blueprint a truly global client experience.  wise business development strategies do not build a business model and expect clients to come knocking on the door.  the tail (provider) ultimately does not wag the dog (client).

your clients should define your business model and provide you with constant feedback about their direction.  you must match the needs and desires to ensure that the requests make prudent business sense.  finding a niche and filling it may sound trite, but following the maxim works and requires discipline with a client-centric focus.  

for instance, clients outside my independent practice's footprint desire a richer concierge experience beyond the telephone.  adding visual context within an audio experience creates the sensation that you can move without moving.  although the concept harks back to "dune," you do not need spice to power your intercontinental journey. 

you just need skype or other teleconferencing technology that provides facial expressions with the spoken word.  rich teleconferencing technology permits a social entrepreneur the ability to call the shots where to play and how to create value; moreover, other software as a solution applications level the competitive playing field even further, unlocking additional client-centric value.  

when you meet in person, which will invariably arise, you can keep a studio apartment rental with shared work and living spaces.  our future studio apartments will gravitate towards technology and energy themed regions such as northern new mexico, denver, and austin.  these areas would serve as a launching point into the global arena. 

thinking globally but acting locally, my clients have specific concerns about outliving income and paying for uninsured healthcare expenses; moreover, as the global middle class rises in emerging markets, the two themes will resonate across many different civilizations, not just western society.

creating a truly global client experience engineers geographic omnipresence and sustainable value.  you can count on my professional judgment, my resource access, and my practical counsel.