prior employer 401(k) rollover question

hello clients, prospective clients, and business alliance members.  thinking about prior employers may sometimes carry emotional baggage, so why bother when you open your email box?  rather than wincing when seeing old employer retirement plan statements and correspondence, consider severing those ties and doing yourself a favor.

repositioning your prior employer employer retirement plan demands judicious care in nearly all cases observed professionally.  you should observe more holistic asset / liability management with your decision.  your decision ultimately affects your ability to avoid outliving your income or manage paying uninsured healthcare expenses.

proper pension design manages outliving income and satisfies future uninsured healthcare expenses.  this strategy requires well executed tactics. 

your financial pension often reflects your monetized human capital, which also underpins why your rollover procedure requires prudent care.  you have many options to invest or spend your plan proceeds; however, focus more on a robust and productive foundational bedrock.

your pension's foundational bedrock will require consistent performance but does not need a yield agenda.  making 'alpha' [slang for above average returns] remains relevant but not the driving force behind your pension's foundational bedrock design.  focus more on financial capital preservation over the next 55 years. 

household liquidity concerns should not hold you back from this decision as well.  raid your credit line before you raid your pension, within reason of course, to pay for non-pension needs.  focus more on intelligently compounding pension cash flows over time.

so to answer the 401(k) rollover question, in my professional opinion, you should not reinvest your pension rollover into volatile assets.  you can reinvest new pension cash flow into more volatility, chasing yield, within reason of course.  this strategy works even after turning on income, since you will have other financial cash flow sources building up too, right? 

design and execute your own customized pension strategy today.  let your pension income tap endow good tidings across your hard won life tomorrow!